My life is nowhere what I expected it to be by my 50s. The adoption of my grandchildren changed everything for my future. I’ve been raising kids for 36 years now, with still another 8 to go. My dreams of traveling the world are slowly fading. My hope of ever fully retiring will likely never happen now. I love my grandchildren and if I could go back in time I’d still take them, even knowing what I know now, but I would have planned better.